Get Bayes for reliable mobile transactions and affordable mobile loans

Mobile lending has been made easier thanks to the Bayes loan app. A product of Pi capital ltd, the Bayes app comes with a wide range of features that offer an exciting mobile lending experience. In addition to borrowing, Bayes users can use the app to manage their finances. Here is why you should install the Bayes app on your mobile device!

Why Bayes Loan App?

Here are some of the reasons you need Bayes.

Easier Installation

You can easily download and install the Bayes loan app from Google Playstore. All you need is an android smartphone to get you started.

User Friendly

The Bayes app has a user-friendly interface that makes it easy for you to navigate and access various features. Whether you want to borrow, send money, Buy Airtime, pay merchants, or pay your bills, all these features are easily accessible on the interface. Furthermore, the loan app features a loan repayment button that allows users to repay their loans in installments. If you are looking for a loan app that offers a seamless user experience, then it’s high time you try out Bayes.

Excellent Features

Unlike other digital lending platforms that mainly focus on lending, the Bayes app comes with a wide range of features for users. Besides mobile loans the Bayes lending app allows users to send money, pay bills, track their expenditure and pay for bills on various merchant platforms. As such, it provides a seamless and cashless way of making payments.

Easier Cash management

In case you find it challenging to manage and track your expenditure, then the Bayes app is a perfect platform for you. The app enables users to track and manage all their bank accounts from a central location. This allows them to make direct deposits to their respective accounts.

Fast loan approval

Do you get caught up in an emergency and find it challenging to access mobile loans? The Bayes app is the ultimate solution. Upon submitting a back-dated six months Mpesa statement, you are likely to receive a loan within 10 minutes or less.

Flexible Loan Repayment Schedule

The Bayes app gives users flexible loan repayment schedules that suit their financial status. Though repaying your loan in installments is likely to affect your chances of qualifying for a higher loan limit, we offer a flexible repayment plan that makes it easier for borrowers to service their loan without undue pressure.

However, we encourage Bayes app users to repay their loans on time so as to improve their credit scores and chances of qualifying for higher loan limits.

Excellent Customer Service

The Bayes app is run by a vibrant and dedicated young team of customer service representatives. They are committed to offering exceptional customer service that meets client expectations. The team works round the clock to attend to client inquiries. Their efforts guarantee effective and efficient customer service to all customers.

Download the Bayes Loan app now!

Get the Bayes app now from Google play or email us through customercare@bayes.co.ke, or Tel. 020-765-0847/020-765-0852. Install the Bayes loan app now and enjoy the great features.

The Bayes loan app allows customers to pay bills, send money, pay merchants, buy airtime and borrow money all from the same interface. Besides accessing quick microloans, Bayes users can easily track their spending via the mobile lending platform.

Further, the app provides a seamless loan registration process with a flexible repayment schedule. If you are caught up in hard economic times and wondering how to navigate through, then it’s high time you try out Bayes.

So, how do you get started with Bayes? Here are a few insights.

How To Access a Bayes Loan

Users can access loans on the Bayes platform by either dialing a USSD code *218*88# or downloading the Bayes loan app from the Google play store. However, ensure your smartphone is android supported to download the app successfully.

How to Install the Bayes Loan App

Go to Google play store, download, and launch the Bayes app on your Mobile device.
Create an account by submitting your personal details, i.e., MPESA number, Full names, ID number, Date of Birth, Gender, etc.
Upon submitting the details and accepting terms and conditions, you will receive a text message containing your pin.

Requirements for Loan Application

Like other digital lending platforms, Bayes allows loan applications from individuals who have attained 24 years and above. In this case, applicants must submit a passport or National identification details during application. Additionally, Bayes customers are required to submit their six months MPESA statement for review and loan approval.

How to Borrow Through the Bayes App?

Login to the Bayes App
Navigate to the loans section
Click on borrow
Select the amount you want to borrow
Submit the information
Upon loan approval, you will receive the amount in your Bayes Account

Loan Approval

Loan requests are processed and approved instantly upon submitting an MPESA statement. To fast track loan processing, borrowers are required to send a 6 months MPESA statement through statements@bayes.co.ke.

Loan Repayment Period

Loan repayment through the Bayes app varies depending on many factors. On average, borrowers are required to repay between 14- 30 days. Further, lenders who fail to honor their repayment schedules are allowed a maximum of three days grace period. This gives borrowers ample time to prepare and repay in due course.

Review of Loan Limit

Typically, timely loan repayment coupled with a Healthy financial History unlocks a higher loan limit. Generally, how you service a couple of loans you receive via the Bayes app determines whether you qualify to receive a higher loan limit. Loan limits are increased gradually depending on how you serviced previous loans you took from the app. Regular borrowing and timely repayment improve the chances of qualifying for a higher loan.

Bayes Loan Repayment via MPESA

You can easily repay the Bayes Loan via MPESA through the following steps.

Go to your Safaricom MPESA Menu
Select Lipa na MPESA option
Select Paybill
Enter 599862 as the Paybill number
On account number, enter your phone number or Id number.
Enter the amount you want to repay
Enter MPESA pin
Before pressing ok, confirm whether all the details are correct.

Well, you just lost your smartphone and wondering how to access the Bayes platform. If you are a registered user, you can access Bayes loan products via *218*88#. Unfortunately, new users may not be able to create an account via the USSD option at the moment since only registered users can access it. Upon creating an account, you can easily borrow an amount of choice and have it credited into your Bayes wallet immediately.

Conclusion

Though the mobile lending market in Kenya is flooded with thousands of digital lending platforms, getting a reliable lender remains a challenge for many. Bayes strives to offer market-friendly lending rates and provides a perfect online borrowing alternative to entrepreneurs and households.

If you are stuck at the Bayes loan application and registration process and need assistance, don’t hesitate to reach out to our customer service team through customercare@bayes.co.ke, 0759-808-086, or visit our website for more information.

Unlock your loan by installing the Bayes app now.

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