Welcome to Bayes

Bayes, which is the trading name of PI Capital is a diversified Kenyan Microfinance. This association gives the mobile lender access to a number of bankable services based on the robust technological infrastructure that its parent company has assembled.

Bayes is an award-winning micro finance institution based in Nairobi, Kenya that provides mobile loans,logbook loans, asset financing, salary advance and merchant loans.


To support the socio-economic development of Kenya by providing affordable, instant funding to small businesses and individuals.


Bayes’ overriding mission is to provide its clients with an easy and fast solution to their financial challenges through the provision of competitively priced, customer friendly mobile lending services.

Why Choose Bayes


Creatively packaged for your convenience

Imagine having an app that serves all areas of your busy life

Simple and friendly loaning process

No jumping hops to fill crazy paperwork. It's one simple process all for all services

No hidden fees or charges. No Surprises

No unreasonable fees or hidden costs. Just what you owe and Bayes. Spend your money with no restrictions.

How to Find Us


Mitsumi Business Park,
5th Floor,
Muthithi Road, Westlands


+254 759 808 086
Monday to Friday 8am - 5:30pm



We are now licensed by CBK as a Digital Credit Provider