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Digital Loans

Digital Loans​

Bayes gives you access to quick mobile loans with the best interest rates in the market, just when you need it. Simple and friendly loaning process. No hidden fees or charges. Surprises kept at bay.

Accesst instant,affordable loans

Logbook Loans

Our logbook loan is a best-in-class proposition that enables our customers access up to 80% of forced sale value of the vehicle. The loans are priced at a low interest of 3.5%, one of the most competitive rates in the Kenyan market.

Merchant loans

Merchants Loans

Whether you are a startup, an existing business experiencing slow growth or just need to ensure positive cash flow, access to business funds is an important component for growth. Our business loans product offers relief in just minutes.

Get your loan approved in just
a few steps (fast and easy)

Bayes Get Loan
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Salary Advance for Your Employees

This facility offers access to bridge financing for your employee’s mid-month emergency needs, designed to have a maximum limit of up to 30% of the net pay. Our team envisions approving the applied amounts within 24HRS.

Submit Application

To get started, reach out via our contact details and submit your service application. Your application will be assessed based on our assessment procedures and a communication provided within 24 hours.

Approval & System Integration

Once your application is received, assessed, and approved, you'll sign a mutual agreement after which we will do minimal integration of our product and processes into your already existing salary processing system.

Salary Advance

Once your organization has been approved and our product integrated with your salary processing system, your employees can then submit their applications for salary advance which shall be processed instant.

Need A Loan?
Get In Touch Now.


Support: +254759808086

How to Find Us


Mitsumi Business Park,
5th Floor,
Muthithi Road, Westlands


+254 759 808 086
Monday to Friday 8am - 5:30pm



Licensed by CBK as a Digital Credit Provider