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Welcome to Bayes

Bayes is an internationally trusted company operating in more than 14 countries across Europe, Asia & Africa. With more than 100,000 happy customers worldwide, we have developed flexible terms for car financing, logbook loans & Boda Boda loan.

Creatively packaged for your convenience

Imagine having an app that serves all areas of your busy life

Simple and friendly loaning process

No jumping hops to fill crazy paperwork. It's one simple process all for all services.

No hidden fees or charges. No Surprises

No unreasonable fees or hidden costs. Just what you owe and Bayes. Spend your money with no restrictions.

Bayes is a cutting edge Digital mobile lending and Payments application

Bayes is a cutting-edge digital mobile lending application that allows customers to borrow micro loans to complement their lives as easy and fast as possible.

With our 24/7 customer support, fast and easy account opening processes, and unique tools that keep up with your lifestyle, we ensure efficiency, transparency, security, and control of your finances anywhere anytime. Our primary focus is to provide solutions to your financial challenges rather than offer you financial products.

Bayes offers a simple registration and loan application process, after which you receive your loan straight to your Bayes Wallet or M-Pesa account.

Bayes is a cutting Bayes goes with you everywhere!

Enjoy micro-loan offers of up to 50,000Kshs based on credit limit growth through responsible borrowing and timely repayments. Repayments are done via the Bayes Paybill number 599862; customers use their ID/Phone Number as the account number.

Bayes is all about efficiency, transparency and control. It offers customers a preference to access their Bayes account via USSD code *879*88#.

Essentially, it’s your must have financial partner, a partner who travels with you everywhere you go, built to give you the opportunity to enjoy a healthy financial life, and reap from your investment at the touch of a button. It is the change engineered to help you manage your money now, and is smart enough to “see” into the future in cognizance of your lifestyle. This mobile account is all about efficiency, transparency and control.
edge Digital mobile lending and Payments application

Bayes pay loan splash

Need A Loan?
Get In Touch Now.


Support: +254759808086


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How to Find Us


Muthithi Road, Westlands


+254 759 808 086
Working Days :
Monday to Friday 8am - 5:30pm