Job Summary



Department: CREDIT

Location: Main Office

Job Purpose:

  • Organizing and executing the company’s Credit Administration activities including Legal Implementation, Disbursements, Collateral Management, Credit Files Management and Legal Collections.

Key Responsibilities

Credit (80%)

  • Analyze a loan applicant’s credit score to determine their credit risk and ability to pay back the loan and Interest
  • Managing the entire credit process
  • Managing data for credit transactions and write reports on the credit administration process.
  • Evaluating the creditworthiness of potential customers, creating credit scoring models, approving and rejecting loans, negotiating payment terms, and updating the company’s credit policy.

Clients Administration (15%)

  • To facilitate New Clients On boarding, Documentation Creation and Maintenance in the system
  • To ensure proper relationship Management and Execution of all Contracts

Reporting & Compliance  (5%)

  • Submission of Daily, Weekly, Monthly & Quarterly Reports on Perfomance Of The Loan Portfolio against set KPIs.
  • Ensure Full Compliance to Credit policy and report on any Breaches.
  • Report on any Fraud incident and Build Processes & Procedures to Ensure such Incidents Do not Reoccur

Customers of this Position

  • Bayes Clients
  • BAYES Internal Staff

Knowledge, Skills and Experience required for this Role

  • Degree from an accredited Institution preferably in Business related course.
  • Min 5 Years’ Experience in similar role or in Credit Management
  • Team Player With Excellent interpersonal and Selling skills
  • Good planning and organization skills
  • Ability to work under pressure and with minimum supervision
  • Experience in relationship Management be an added advantage

Competencies required for this Role

  • Delivering Results and Meeting Customer Expectations
  • Working with People
  • Relating and Networking
  • Persuading and Influencing

How to apply

If you are qualified and feel confident you are a right fit for this position, send your details (CV, cover letters, credentials) in one pdf document to with the subject as the job title you are applying for before the 10th of June 2022