Bayes is a feature-packed mobile transactions app to complement your life, give you quick mobile loans and more.

  • #1
    Creatively packaged for your convenience

    Imagine having an app that serves all areas of your busy life

  • #2
    Simple and friendly loaning process

    No jumping hops to fill crazy paperwork. It's one simple process all for all services

  • 3
    No hidden fees or charges. Surprises kept at bay.

    No unreasonable fees or hidden costs. Just what you owe and Bayes. Spend your money with no restrictions.

Bayes complements your busy life with unique features

Bayes is your go-to mobile application for all your mobile money transactions

Credit / Loans

Get instant loans with flexible repayment terms and no hidden charges, all determined from your mobile data

Pay your Bills

Whether it’s your electricity, water, pay to watch tv bills or mobile bills, Bayes has you covered

Pay Merchants

Enjoy direct payments to both mobile money & bank accounts enabling you to enjoy a cashless experience

Send Money

Conveniently send money to your loved one’s phone numbers or bank accounts from the comfort of your phone.

Buy Airtime

You don’t have to move a foot to buy airtime anymore. Bayes allows you to safely buy airtime from your Bayes wallet

Save & Track Expenditure

Whether you want to set a saving’s target or want to cut down on your expenditure, Bayes thought of you too.

Bayes complements your busy life with unique features

Bayes is your go-to mobile application for all your mobile money transactions

Credit / Loans

Get instant loans with flexible repayment terms and no hidden charges, all determined from your mobile data

Pay your Bills

Whether it’s your electricity, water, pay to watch tv bills or mobile bills, Bayes has you covered

Pay Merchants

Enjoy direct payments to both mobile money & bank accounts enabling you to enjoy a cashless experience

cheap mobile loans kenya
Send Money

Conveniently send money to your loved one’s phone numbers or bank accounts from the comfort of your phone.

Buy Airtime

You don’t have to move a foot to buy airtime anymore. Bayes allows you to safely buy airtime from your Bayes wallet

Save & Track Expenditure

Whether you want to set a saving’s target or want to cut down on your expenditure, Bayes thought of you too.

Use Bayes for virtually every mobile transaction

Scroll or slide the images to see how to use Bayes

Cheap loans kenya
mobile transactions with Bayes
mobile transactions with Bayes
Cheap loans kenya
mobile transactions with Bayes

Want to learn more about Bayes?
Subscribe our newsletter for occasional updates and offers


Get Bayes today and enjoy reliable mobile transactions!

Bayes is a cutting edge Digital mobile lending and Payment application that allows customers to borrow micro loans, send money to each other, schedule & pay bills, pay merchants among other many features.

Bayes Financial Services